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Charlie's 5 Fact Friday Newsletter
12 Day Budget Countdown begins with a chaotic u-turn - 14 November 2025
Charlie Lamdin
November 14, 2025 • Estimated Reading Time: 11 minutes
5 Fact Friday
The latest insider intel on UK housing market from Charlie Lamdin
Hi reader! Thank you for subscribing to my newsletter.
Welcome to your weekly briefing on important things affecting the housing market.
As a subscriber, the facts hit your inbox first. BUT it is always worth tuning into the live stream, as there may be a couple of last-minute additions. Find the live stream here:
Remember: If you’ve recently rented, bought or sold a home, please report your price to the BestAgent Public House Price Index.
This week’s top 5 housing market facts:
True homelessness figures hidden from public and are far worse than known - Crisis https://www.bbc.co.uk/news/articles/c0ex5r4q82qo
Unemployment level worst for nearly 10 years. Wage growth falls https://x.com/ons/status/1988140283184205868?s=46
Super Prime London flat prices fall 50%. Dipsticks will cheer this wealth loss without realising it affects local economies and businesses as the owners sell up and spend less. https://www.bloomberg.com/news/articles/2025-11-13/london-luxury-apartment-sold-at-50-discount-as-slump-deepens
RICS warns of continued bleak outlook for the housing market. (See, it’s not just me!) https://www.rics.org/content/dam/ricsglobal/documents/market-surveys/uk-residential-market-survey/RICS-UK-Residential-Market-Survey-October-2025.pdf
Rightmove being sued by angry agents for £1bn for overcharging. https://x.com/moving_charlie/status/1988970316526415933?s=61
STOP PRESS: Dramatic Budget U-Turn. Reeves and Starmer intimidated into last minute change of plan and drop planned income tax rises. https://www.ft.com/content/6cbb46b1-c075-453b-a9f9-7eb1e9120d9b
Charlie's Thought of the Week:
I didn’t think Labour could do anything to make the budget worse than it looked like it was going to be, but they have.
With just 12 days to go, they have made a major u-turn and told the OBR that they have changed their mind about adding 2p to income tax.
On first hearing it, it sounds like good news (and it definitely is good news that they’re not going to do that).
But then you realise, ‘omg, with less than 2 weeks to go, they STILL don’t have any idea how they’re going to plug the minimum £30bn fiscal hole’.
Behind closed doors, they are in a state of absolute panic. They have severely cocked everything up and they know it. The vultures are circling Starmer (apparently the whole Wes Streeting thing was a hoax by people posing as Downing Street staff, and even the BBC’s Chris Mason (political editor) was fooled.
It would be entertaining in a “Yes Minister” or “The thick of it” way, if it wasn’t so serious.
When the government of the day has lost control of the economy, the country and its own party, the people who get hurt are those of us relying on a competent, functioning system that keeps stability in place and allows us to get on with our lives and careers.
The façade of control is tracing-paper thin. Be under no illusion. The budget is where this runaway-train of a government smashes through the buffers and derails into the biggest wreck of its kind we have seen in two generations. It may happen over the course of several months, but happen I am sure it will.
And we will all suffer, but as ever, it will be the most vulnerable who suffer the most.
As for the housing market, well, it’s anyone’s guess. I mean, if the government still doesn’t know what it’s budget policies will be, how can any of us?
Have a wonderful, warm weekend. Charlie.
PS: My seasonal film recommendation of the week is one of my all time favourites. If you haven’t seen it, do yourself a huge favour and watch this with friends, family or loved ones. It’s a spectacularly funny classic which just gets better with age.
In case you missed anything this week…
“Record” House Prices (not); Overvaluing; Talent Exodus
What’s going to happen to the housing market after the budget?
Agents are suing Rightmove for £1bn. What for, and will they win?
Most viewed post this week on X:
Most viewed video this week on TikTok:
@movinghomewithcharlie Estate agents advise on marketing price, not value.
That’s all for this week!
Thank you so much for subscribing. Please do give me any feedback you have by replying to this email.
Have a great weekend, lots of love and luck to you all.
Charlie
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