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Hi everyone! Thank you for subscribing to my newsletter.

There may or may not be a 5 Fact Friday Video today, I am at an all day conference so not sure if or when I will get a chance, but I will if I can!

Welcome to your weekly briefing on important things affecting the housing market.

As a subscriber, the facts hit your inbox first. BUT it is always worth tuning into the live stream, as there may be a couple of last-minute additions.

Remember: If you’ve recently rented, bought or sold a home, please report your price to the BestAgent Public House Price Index.

This week’s top 5 housing market facts:

1. Almost all home buyers trying to gazunder
   https://thenegotiator.co.uk/news/uk-housing-market-news/gazundering-hits-90-of-property-deals-leading-lawyer-claims/

2. FS reports this government is biggest tax raiser in 50 years https://x.com/theifs/status/1993684114067587429?s=46

3. Budget “real household disposable income growth is projected to vanish over the next years.” https://www.bloomberg.com/news/articles/2025-11-26/here-are-the-main-winners-and-losers-of-the-uk-budget

4. The Mansion Tax is not newsworthy, because it will probably never happen, and is easily dodged. Stephanie Flanders and Merry Somerset-Webb explain 26m30s into this podcast why (and John Stepek gives a hint: fake granny flats) https://podcasts.apple.com/gb/podcast/uk-budget-special-what-will-it-cost-you/id1654809850?i=1000738683561

5. 10 million workers will be dragged into a higher tax bracket by 2031. They make up more than 60% of First Time Buyers. The tax increase will hit budgets and borrowing levels by £10-£20k or 5% of house price budgets, according to the OBR. https://x.com/moving_charlie/status/1994089716250006010?s=20

Charlie's Thought of the Week:

Moving home is a pivotal and critical phase in anyone’s life. We need to do it whatever may be happening in the economy and politics. It’s incredibly important that the housing market functions as well as possible.

The government’s job is to improve that function and implement policies that help further, without interfering.

The damage done to people’s life plans, moves and estate agents businesses by the Chancellor’s casual attitude to ‘leaking’ possible budget measures on the housing market was both avoidable and serious.

I have never known a budget run-up create more uncertainty than this one.

The silver lining of the budget for the housing market is that there were no ham-fisted and clumsy measures implemented that would have caused disruption, and the moving marketplace can get back to business as usual now that the uncertainty has been lifted.

But just look at the damage it’s done, in the Zoopla graph out with their House Price Index today. You’re talking vast amounts of financial disruption to thousands of businesses. A net -8% drop in ‘Sales agreed’, and that’s not including the ones that were agreed but put on hold.

If moving is important, I wouldn’t delay, get back on it asap, before Christmas, because I anticipate a significant rush in the New Year.

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In case you missed anything this week…

Battered Britain’s Brutal Budget B*stard Bingo Broadcast - Live Reaction

Most viewed post this week on X:

Most viewed video this week on TikTok:

@movinghomewithcharlie

Stop asking agents what your house is worth.

That’s all for this week!

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Have a great weekend, lots of love and luck to you all.

Charlie