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The five facts hitting housing hardest in the last 7 days - 31 October 2025
Charlie Lamdin
October 31, 2025 • Estimated Reading Time: 14 minutes
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5 Fact Friday
The latest insider intel on UK housing market from Charlie Lamdin
Hi reader! Thank you for subscribing to my newsletter.
Welcome to your weekly briefing on important things affecting the housing market.
As a subscriber, the facts hit your inbox first. BUT it is always worth tuning into the live stream, as there may be a couple of last-minute additions. Find the live stream here:
Remember: If you’ve recently rented, bought or sold a home, please report your price to the BestAgent Public House Price Index.
This week’s top 5 housing market facts:
Most property ever for sale in Mayfair some at 50% discount
UK New Home Sales plunge to lowest since last financial crisis
Zoopla HPI shows activity slowing significantly as Buyer demand and sales agreed drop for first time in 2 years
https://www.zoopla.co.uk/discover/property-news/house-price-index/
Almost all detached housing markets see price falls
Bank of England Mortgage Approvals for September show healthy increase from 64,000 in August to 68,000 in September, showing that demand at the first time buyer level is stable, even if demand at higher levels of the market is much weaker.
BONUS FACT: Rachel Reeves breaks landlord rules renting out her unlicensed home, blaming the agent. Angela Rayner was sacked for less. Will she hold her post?
Thought of the Week:
This week I coined a new term. House Price Boom-Mongers.
Also house price boom zombies. The undead cheerleaders who lap up the endless drip drip content pumped out by the boom-mongers. The useful idiots.
I don’t mean this as an insult. I have much loved friends and family who have been so completely brainwashed into believing that house prices simply cannot fall, ever, and if they are falling, then it’s happening to other unfortunates, and never them.
These individuals are incapable of the independent thought needed to see through wave after wave of house price propaganda. They walk among us. They work in banks, in estate agents, in housebuilders, and yes, in government.
An unkind but not unfair term would be “useful idiots”. Programmable zombies who will angrily defend rising house prices as if they were children, even when their own children have been priced out of home ownership, or at least priced out of ever owning a home like their parents have.
So they have fewer children. So the economy flails, as housing costs vacuum up ever-increasing quantities of disposable income with a noisy slurping sound, much like me with my cup of tea on the livestreams.
As my audience grows with hundreds of new additions each week, I see more and more of these victims, vocally defending house prices as if they are sacred.
One such follower on X appeared sincerely unable to comprehend the idea of saving and investing in any other way than property. “How can you save for your retirement if you don’t own a home?”
That is how utterly and completely effective the narrative of the last 40 years has been. It has groomed whole generations to think, nay believe, that they must put every penny they can muster into bricks and mortar, no matter what it takes.
It’s been breathtakingly effective, but it’s now over. The ship has sailed. The youngest home-buying generation are too late to the party they’ve watched their parents have. They are going to try to emulate it, and it’s going to be their financial downfall.
As far as my channel reaches, it isn’t far enough to save them from themselves.
I’ve had this extremely weird career, first in the city, then as a landlord, then as a car washing business owner, then as a software sales guy in property. I have had a disproportionately intense level of exposure to this marketplace for over 30 years now, which is why I can see it in ways many others appear unable to.
I can see the harm it’s doing at the individual level, the community level, and the societal level, and it’s heartbreaking.
It’s perhaps too stark a metaphor, but I have visions of wave after wave of soldiers climbing out of the trenches in World War I, all being mown down tragically in a hail of bullets.
That’s what I see happening to the financial futures of today’s young homeseekers as they lap up the dream propaganda, and sign their lives away on ever longer mortgages, of ever bigger multiples of their ever weaker salaries.
It’s oddly lonely. I have Stiggy for comfort, because it’s comforting to know I’m not alone in this view. But apart from him, I feel like a lone voice in this industry. But nonetheless compelled to keep going.
I only hope we get some form of change of government that takes its foot off the neck of the economy before it’s too late and all hope of prosperity is gone.
Jeez, I really have to cheer the fuck up!
Happy Halloween Home Hunters! Lots of love and luck to you all. Thanks for subscribing to this newsletter. Send it to a friend.
À la prochaine.
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In case you missed anything this week…
The biggest ever change to renting is happening
“My flat won’t sell” - Sanity check for all struggling sellers
Housing market dead until January
Most viewed post this week on X:
OUCHHHH!! That hurt, TWICE!
Lost £1 million in 7 years! Oooooooh.
Link below for the doubters.
— Moving Home with Charlie (@moving_charlie)
6:36 PM • Oct 29, 2025
Most viewed video this week on TikTok:
@movinghomewithcharlie The Renters Rights Bill passed Parliament but will it help tenants?
That’s all for this week!
Thank you so much for subscribing. Please do give me any feedback you have by replying to this email.
Have a great weekend, lots of love and luck to you all.
Charlie
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Moving Home with Charlie is the most popular housing market podcast in the UK with over 75,000 followers across all platforms. Charlie’s unmatched 25 years of experience behind the scenes in the moving sector, and his brutal no-nonsense approach to debunking housing market propaganda, plus regular interviews with industry specialists has led to the show having over 7 million views. It was nominated as Best Newcomer at the “Property Media Awards” and focuses exclusively on helping both buyers and sellers find and secure their next home, without overpaying. Charlie was also a judge at the Sunday Times Estate Agent of the Year awards and is a champion of that rare thing, a truly great estate agent.
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