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Charlie's 5 Fact Friday Newsletter
It's accelerating even more into a buyers market - 27 February 2026
Charlie Lamdin
February 27, 2026 • Estimated Reading Time: 10 minutes
5 Fact Friday
The latest insider intel on UK housing market from Charlie Lamdin
Hi reader! Thank you for subscribing to my newsletter.
Welcome to your weekly briefing on important things affecting the housing market.
As a subscriber, the facts hit your inbox first. BUT it is always worth tuning into the live stream, as there may be a couple of last-minute additions. Find the live stream here:
Remember: If you’ve recently rented, bought or sold a home, please report your price to the BestAgent Public House Price Index.
This week’s top 5 housing market facts:
There are more than a million empty homes in England. There is no housing shortage.
https://www.bbc.co.uk/news/articles/cy4w7z7v1ndoJP Morgan CEO sees 2008 crash parallels looming as he sees “rival lenders doing dumb things” https://www.bloomberg.com/news/articles/2026-02-24/dimon-sees-parallel-to-pre-crisis-era-as-rivals-do-dumb-things
John Lewis abandons Build to Rent venture citing costs with zero built https://www.cityam.com/john-lewis-blames-high-costs-as-it-axes-affordable-homes-venture/
Mansion Tax distorts the market before it’s even launched. https://www.ft.com/content/6e44a7e8-0ceb-4c03-8efb-5245a153cb65
Zoopla reports 8% drop in buyer demand, while homes for sale jump 6% and are expected to keep rising. It's becoming more and more of a buyer's market https://www.zoopla.co.uk/discover/property-news/house-price-index/
Charlie's Thought of the Week:
Ultimately it’s the electorate who are responsible for the state of a country. No one else can change it.
How many more governments will we allow to fail to deliver on their manifesto commitments and do nothing about it?
Each of them is worse than the last, and they have all presided over ever-worsening living conditions and the apparent death of prosperity.
If we benignly keep reelecting the same parties and expecting something different, we only have ourselves to blame.
The next election will see a Labour wipeout, of that I’m sure. But by whom? That’s not so obvious.
Until then I think it’s clear that this government has given up on actually delivering on any promises and is in damage limitation mode as unemployment spirals up.
Nothing hits housing harder than housing policies. They need to change radically or would-be home buyers will keep on being chewed up and spat out by unsustainable housing costs.
Remember we have to vote for governments that will leave our kids a country they can enjoy living in.
Have a great weekend everyone.
In case you missed anything this week…
Stig and Charlie Take Stock of the Chaos inc Crypto
Media: “Housing Market Boom!” - Zoopla - that’s not what we meant.
Most viewed post this week on X:
Most viewed video this week on TikTok:
@movinghomewithcharlie Avoid Bad Neighbours
That’s all for this week!
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Have a great weekend, lots of love and luck to you all.
Charlie
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Buyers: Get your Property Search Pack lined upThe number one cause of unnecessary delay in home transactions is delay in ordering the ‘Property Search Pack’ [link to search pack page] that’s required by all mortgage lenders before they will make their formal offer to allow you to proceed with your purchase. By offering to buy your search pack immediately if your offer is accepted, you’re showing your seller you’re serious and committed to the transaction. Sellers are more likely to accept an offer from you. Charlie’s Search Pack providers supply the fastest turnaround and the packs are fully compliant and can be used by any conveyancer. If they tell you otherwise, they’re not being straight with you. |
First Time Buyer ‘First and Final’ Offer Email Template
Charlie has prepared a free-to-use email template for buyers using a mortgage to make their offers to agents. It’s been used over 17,000 times and improves your chances of having your offer accepted, especially if you’re competing with other buyers or making a particularly low offer. Copy and paste the text, personalise it and send it. Never offer by phone! Get the template
Cash Offer Email Template
Charlie has drafter an offer email template for cash buyers which you can use for free. Never offer by phone. Avoid negotiations. Find it here.
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