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Charlie's 5 Fact Friday Newsletter
The five facts hitting housing hardest in the last 7 days - 10 October 2025
Charlie Lamdin
October 10, 2025 • Estimated Reading Time: 11 minutes
In partnership with
5 Fact Friday
The latest insider intel on UK housing market from Charlie Lamdin
Hi reader! Thank you for subscribing to my newsletter.
Welcome to your weekly briefing on important things affecting the housing market.
As a subscriber, the facts hit your inbox first. BUT it is always worth tuning into the live stream, as there may be a couple of last-minute additions. Find the live stream here:
Remember: If you’ve recently rented, bought or sold a home, please report your price to the BestAgent Public House Price Index.
This week’s top 5 housing market facts:
Government exploits house moving pain to score more popularity points and claims it knows how to fix the market. Spoiler: this doesn’t solve any problems.
https://www.gov.uk/government/news/families-to-save-hundreds-of-pounds-in-major-homebuying-overhaul
Only 12% of tenants think their landlord is bad, with over 50% saying they’re good.
Eased lending criteria hurts affordability in the poorest regions
RICS shows market activity remains subdued. RICS guy warns: “The housing market continues to struggle for momentum, with seemingly no clear catalyst on the horizon to spark a turnaround over the near-term. “Buyer demand remains subdued, while agreed sales are still on a downward trend, reflecting a broader hesitancy in the market,” he says. DON’T WAIT TO SELL.
Tories pledge to abolish Stamp Duty on all primary residence transactions, sparking national debate, showing how little people understand the economic dynamics of the housing market. Many people incorrectly assume that scrapping Stamp Duty means less money for the government. It doesn’t, but it comes from multiple different sources on the back of increased moving activity.
https://www.conservatives.com/news/kemi-badenoch-closes-conference
Thought of the Week: Buyers: Don’t throw your toys out of the pram because the agent is good at their job.
This week (in fact just yesterday) I witnessed first hand what happens when a manipulative, initially-successful buyer encounters a solid market for the home they want to buy, at the point they try to gazunder.
The ‘BestAgent No Valuations’ process that I teach to agents like Carringtons in Kingston is so effective that almost 100% of properties sell within 28 days, with multiple competing buyers.
When they try to renegotiate and the agent tells them they have ot
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In case you missed anything this week…
Why no Government can fix the housing market
Abolishing Stamp Duty pays for itself
The sh*t agents have to put up with! No one talks about
Most viewed post this week on X:
It blows my mind how many people are still completely oblivious to what's happening to house prices in real life.
— Moving Home with Charlie (@moving_charlie)
4:16 PM • Oct 6, 2025
Most viewed video this week on TikTok:
@movinghomewithcharlie Fixing Housing: Best Agent vs. The Government!
That’s all for this week!
Thank you so much for subscribing. Please do give me any feedback you have by replying to this email.
Have a great weekend, lots of love and luck to you all.
Charlie
Join tens of thousands of Charlie’s viewers. Get exclusive insights in advance. No spam, ever. Just Charlie’s unique, no-BS take on the latest housing market matters. |  |
Watch and listen to the Moving Home with Charlie podcast.
Moving Home with Charlie is the most popular housing market podcast in the UK with over 75,000 followers across all platforms. Charlie’s unmatched 25 years of experience behind the scenes in the moving sector, and his brutal no-nonsense approach to debunking housing market propaganda, plus regular interviews with industry specialists has led to the show having over 7 million views. It was nominated as Best Newcomer at the “Property Media Awards” and focuses exclusively on helping both buyers and sellers find and secure their next home, without overpaying. Charlie was also a judge at the Sunday Times Estate Agent of the Year awards and is a champion of that rare thing, a truly great estate agent.
Book a private 1 to 1 video call with Charlie
If you want to talk to someone for objective guidance, you can book a private 30 or 60 minute personal video call with Charlie here.
Talk to Charlie’s hand-picked, totally trusted independent mortgage brokers here.Whenever a mortgage is involved in a move, it’s wisest to talk to someone who knows about all the options you have, not just the cheapest rate. Don’t get caught out with bad advice from untrustworthy brokers, always make sure you’ve chosen someone you really trust. If you’re having difficulty finding someone you completely trust, Charlie personally vouches for the brokers he works with as people who will put your long term interests first, helping you avoid the pitfall of bad advice from a broker who just wants their commission quick and leaves you hanging out to dry later down the line. Pop your details in here if you’d like a free initial conversation with Charlie’s brokers. |  |
Talk to Charlie’s award-winning conveyancing partners hereBad (slow, inefficient, unhelpful) conveyancers will lose you your sale or purchase. Choosing a conveyancer that you’re sure is reliable and competent before you start your search for a home or agent, is crucial for lots of reasons. Make sure you choose a conveyancer that you’re certain won’t let you down. If you can’t find one, you can have a no-obligation conversation with Charlie’s hand picked conveyancing partners here. Charlie chose them because they never let clients down. |  Simon David, boss of Thomas Legal |
Buyers: Get your Property Search Pack lined upThe number one cause of unnecessary delay in home transactions is delay in ordering the ‘Property Search Pack’ [link to search pack page] that’s required by all mortgage lenders before they will make their formal offer to allow you to proceed with your purchase. By offering to buy your search pack immediately if your offer is accepted, you’re showing your seller you’re serious and committed to the transaction. Sellers are more likely to accept an offer from you. Charlie’s Search Pack providers supply the fastest turnaround and the packs are fully compliant and can be used by any conveyancer. If they tell you otherwise, they’re not being straight with you. |
First Time Buyer ‘First and Final’ Offer Email Template
Charlie has prepared a free-to-use email template for buyers using a mortgage to make their offers to agents. It’s been used over 17,000 times and improves your chances of having your offer accepted, especially if you’re competing with other buyers or making a particularly low offer. Copy and paste the text, personalise it and send it. Never offer by phone! Get the template
Cash Offer Email Template
Charlie has drafter an offer email template for cash buyers which you can use for free. Never offer by phone. Avoid negotiations. Find it here.
Estate Agent?
Charlie has been a supplier of technology, marketing and CRM systems to residential estate agents around the UK (and Australia) since 1999. Charlie is the biggest champion of good estate agents to the consumer, endlessly defending agency and highlighting the value and importance of what great agents do. He’s on a mission to wipe out bad estate agency (especially excessive overvaluing) and boost transaction volumes for everyone. Your properties are already listed free on bestagent.co.uk - why not activate your free ‘BackOffice’ account and be ready to get the highest quality mover leads you’ve ever had, and become part of the movement to help movers find superior agents who operate with integrity, always putting customers first.
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